NEVER BORROW MONEY TO PAY DEBTS

Never borrow money just to pay debts, you are only fooling yourself by doing that, you're only transferring your problem to another person. You are only developing a cheating habit that will get back to you in the end. You are only creating a temporary fix that will make the damage bigger as the time goes by. If you need to pay some debts then pay it yourself, don't borrow money from your mama or brother, never borrow money from other people... you are only making your situation worse. What you need to do is save money until you reach that amount that you needed to pay your debts, be patient, stop looking to solve your problems so fast by asking help from other people. Remember that you invited that problem to your life, you have debts because of your irresponsibility in handling money. If you only do the right thing from the very beginning, stop spending your money for useless things then shits will never happen to you. You are the one who did that to your life so never get mad at anyone if he didn't lend you the money. Solve it yourself, have double jobs if you need to, look for some other things where you can earn money, sell something. If you spend it then you can earn it too. If you spend one thousand dollars then you can earn one thousand dollars too.

Because if you will always borrow money to pay debts then that will become your life, it will become your cycle, you will never get out from that rut, you will be stuck in a mud and it's hard for you to escape it. If you want to stay out from debts then learn to save now, be responsible now, pay your debts little by little every time you have an extra money, you don't need to pay them all at once. You can do it gradually, paying debts is fun if you will enjoy the process, it feels like you are slowly getting back your life, it feels like you are getting your freedom slowly but surely. Time is fast, the person whom you have debts will wait especially if you are showing signs that you're paying and you are willing to pay the whole amount of your debt. Don't get bored paying your debts, have conscience to pay the person whom you have debts because that person is working hard to have money.

If you want to get rich then you must be willing to pay your debts, you must be willing to handle your responsibilities. Because if you will keep on spending like a maniac then you will never progress in life, you will be stuck in a mud forever and it will be hard for you to escape it. Save money now, you still have time, stop buying stupid shits that will only make you poor. You know if you're rich or not you can buy a car but if you have a lot of debts then you're still poor.