The answer is very simple... I enjoyed paying it. A lot of people can't pay their debts because they hate to do it, they were just good in borrowing money, they feel good while borrowing money but when it's time to pay it... they become scared, lazy and unmotivated. They don't know that once you feel negative about something then it will become bigger, that's why their debts become bigger... they feel negative about it, they don't try to enjoy it.
Paying debt is a process, you can never pay a huge debt in just one night, you have to divide it and pay it little by little, enjoy the process of paying it and your debts will evaporate just like that.
Remember that it's a responsibility, you can't just run away from your debts or ignore it, it will have a huge effect in the future.
Before, I was having a hard time paying my debts too, I want to pay all of it right away but it can't happen. I am having a hard time attracting money because of my debts. But lately I realized that I should take it slowly, I must enjoy paying it so I will get rid all of it. I started to consistently pay my debts, I become excited paying it. Seeing my debt from $25,000 to only $10,000 is a huge accomplishment for me so I work harder until my debts were completely gone. My negative account turns into positive now. Paying debt is easy, it is fast if you will take it as a responsibility, never take it for granted, never think that the bank or the person you borrowed money from will give you an extension.
All you have to do is stop spending and start saving money for debts. Stop acting like you don't have any debt, be responsible and prioritize your debt first before anything else. If you need to transfer your kids to public school then do it, you have to accept the consequences of being irresponsible in handling your money. You have to face the pain for not paying your debts so you will be forced to change your life.
Pay your debts slowly but consistently, pay it one by one, enjoy paying all of them until they are gone. Some people really have thick skin, they still manage to act like they're rich even if they have huge debts left unpaid.
Put your debts on top of your list. Stop shopping at the mall, stop buying shirts, stop buying coffee from starbucks, stop going to a vacation. You don't have the right to enjoy life if you have debts. You did it so you must be responsible in paying it. You have to have no life if you want to revive your financial status, you have to endure eating craps and sacrificing just to get rid all of your debts.
Remember how much you have fun burning money from your loan, it's time to feel the pain paying it. Don't worry because your suffering will end anytime soon if you take charge and get responsible for paying it.
Any huge debt is payable, it is possible to rise from the ashes. All you have to do is focus on paying it.
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