If you really want to get rid of all your debts and borrowed money, if you really want to pay all of your loans and get back your life... eat sardines for one year, meaning you will never spend anything, you will use all of your money for paying all of your gigantic debts. Because having a debt is really a curse, you feel so weak, you feel that anytime the bank will get your loaned car. You have to choose... eating sardines for one year and not spending any of your money or getting burned by your debts.
Having debts is more stressful than eating sardines. Even if you look like a fish, even if your breathe stinks, even if you can't eat it anymore... eat it because it's the most logical way of solving your problems. You act like a king before by spending all of your money now is the time to act like a slave. One year is very fast, it is a learning curve, you will already know that spending money that is out of your budget is like inviting hell into your life, it feels like you're burning in hell if the banks keep on calling you ins't it? they will scare you with different things, they will embarrass you and humiliate you, it's such a hard life.
Eat sardines for one year, that is your punishment, at least you will be able to pay your bills, at least you bring back your life again and have a financial freedom. It sucks if someone is calling you every minute because of your debts, it sucks changing the number of your cellphone just to hide from the debt collectors. But eating sardines... it is so easy, it will give you momentum, you will now learn how to value your money and avoid being in a huge debt.
Swallow your pride and stop being a social climber, eat sardines, what's wrong with it? it's so delicious and affordable, it will save you a lot of money.
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