If you're drowning in debt here is what you need to do... don't spend your earnings and money for a year. Use it to pay debts, bills and for food only. Never spend it for clothes, cars, bags, gifts, parties and any other useless things.
It's very easy to get rich... don't be a spender, be a keeper. Make your money grow everyday, it's the discipline to not spend that will change your life. A lot of people wants money but they hate the money, they want to have a lot of it but they will spend it, they will throw it away without even thinking.
Don't spend your money for a year and you will be surprised at how big you saved. The purpose of money is not for spending, it's suppose to make you feel good. You will only feel good if you have financial security. Unlike shopping, the happiness only last for a few minutes but if you are saving our money... that happiness will last for a very long time.
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