HOW DID I MANAGE TO PAY $200,000 IN DEBT

I was broke before, I will admit it and I am not ashamed of it. It's because I don't know how to manage my money. I felt that I am already great and money will flow to me as fast as before. I use to earn a lot of money before, I can do it in just a short period of time. I was a designer, a stock trader and a popular writer. Money was so easy, all the girls were running after me, all the investors wanted to do business with me. I'm so arrogant, I wanted to buy everything I see in the shopping mall. I want to impress my friends and made them feel I'm the boss. I go to night clubs and shower those girls with bundle of money. I am a money tree before, everyone loves me, everyone wants a piece of my cake. I feel like a boss and I am having a lot of fun.

But one day I lose my motivation, I am not challenged anymore, my success went into my head. I became lazy, I eat a lot of junkfood. I drink everyday and still partying despite of losing my money little by little. My clients were calling me but I am ignoring them. The money that was suppose to be in my pocket were flying away because of my irresponsible behaviors.

I suffered for one year like that, it's too late before I found that I was already in a very huge debt. The banks were calling and I am hiding. I am getting fatter and fatter and I was depressed at that time, it feels like my world is falling apart and I don't have a second chance. I can't change, I wanted to work but I can't because the habit of working hard was already gone. All I want to do is watch TV and drink with my friends. My debt is getting bigger and bigger and I was so afraid that the bank might get my house and car. I was s afraid at that moment.

I keep on hiding from my problems, I want to solve it but I can't find a client anymore. That's what will happen if you lost your momentum... bad luck will keep coming to your life. The worst part is... my playboy model girlfriend left me. She's a gold digger so she find another man who's rich and has no debt. I got depressed even more. I already wanted to commit suicide but something is stopping me, I don't know what it is but there is an energy stopping me from jumping from the 250th floor of my condo.

I tried to borrow some money from my friends but all of them turn their backs. I don't know what to do anymore, I was completely lost.

The one day I watched a lot of Motivational videos from you tube, I kept watching and watching until I follow the advise that I heard... this is the greatest advise ever... "don't do what is fun"

I realized that the advise is right, I am having fun a lot that's why my life is going down. That day I started to change little by little. I stop drinking, I avoid being an shopaholic, I cut all my credit cards, I smash my playsation and I give all my junk foods to the street children. I started working little by little. I swallow my pride and accept small projects.

FOR TWO STRAIGHT YEARS I BECOME SOBER. I didn't drink anymore, I didn't do stupid things anymore, I stop hunting chicks and I become single for a very long time. I discipline myself to pay all my debts first before partying again. It's really difficult in the beginning and I feel like I'm going crazy. There were times when I really wanted to go to a nightclub but I manage to use my willpower and stop from spending money again. I learned the lesson that not all the time you will earn huge money, not all the time you're at the top of the world.

I was humbled, I learned how to stop being arrogant. For 5 straight years I didn't buy anything. I didn't buy new shoes or new clothes. I only buy foods from the cheapest and dirtiest fast food in town. I endure all the pain, I live like a broke guy. All I have is my piggy bank, I also sell some of my jewelries so that I can pay some small portions of my debt.

I face my problems, I talk to the manager of the bank that was terrorizing me and I signed an agreement that I have to pay this kind of amount every month. The interest was so high but I manager to survive by working 16 hours a day for different jobs.

I was so tired for 5 years, I don't even know if it's Christmas or my Birthday because I was really working hard. I am so focused in getting my life back. I am squeezing every project that I can squeeze. It's really a boring life, I'm like a prisoner with no freedom at all but I really want to pay my debts because I'm so sick and tired of the banks calling me. That has been my life for how many years. I lose some of my friends because I am not entertaining their invitation anymore. I was so isolate like a prisoner in Alcatraz.

Then one day I finally pay all of my debts. It took me 5 years and a half to pay all of it. I sold all of my jewelries, try the buy and sell business, I even took some blue collar jobs during sundays. I was like a freak that wants to break free so bad.

I was so happy learning that I don't have any debts anymore. I learned my lesson that you still have to work even if you have money in your pocket. I also learned how to become humble and stop acting like a king.

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