Saving money is not that difficult even if you have a low paying job. You just need to keep some and then don't spend it no matter what. Discipline is needed, you have to make a commitment that you will save money now and save money again in the future once you have the chance. The saving should never stop, it should be your routine. The key here is to fall in love saving money, Once you learn how to enjoy it... saving money will be very easy, you will become rich. Your life will be secured and you will enjoy a lot of options.
1. Don't buy sale items. Most people, once they say a sale item at the mall... they will immediately buy it. The "buy one take one" slogan is very powerful but you must not be persuaded but it so easily. Be smart in spending your money. Keep it and spend it for more important things. Remember that things are only nice when it's new but once it become a little old... you will not even touch it anymore. Don't be fooled by those slogans that will make you believe that you save money by buying it. "sale items", "buy one take one"... these slogans will not make you save money because you are still spending.
2. Starve yourself. Don't eat outside, just eat at your home so you will be able to save more money. Not only the food in your home is cleaner... you will also be amazed at how money you can save once you endure starving and just eating at your home.
3. Don't be jealous. You are force to buy a new cellphone because your office mates have nice cell phones. You are also forced to eat in a fancy restaurant because you saw in faebook that the food in a newly open restaurant is great. You want to try what other people is experiencing. You are so jealous that is why you can't save money. Just appreciate what you have and don't try to spend your money because you also want to have what other people have. Be smart, don't be fooled by your emotions.
4. Open a bank account. Open a bank account and save money as much as you can. Never touch the money you save, just use it when there is an emergency. If you don't want to open a bank account then use a piggy bank instead. Watch yourself money grow, it is fun. Once you see the numbers on your passbook growing or your piggy bank getting heavier... you will become more motivated to save money.
1. Don't buy sale items. Most people, once they say a sale item at the mall... they will immediately buy it. The "buy one take one" slogan is very powerful but you must not be persuaded but it so easily. Be smart in spending your money. Keep it and spend it for more important things. Remember that things are only nice when it's new but once it become a little old... you will not even touch it anymore. Don't be fooled by those slogans that will make you believe that you save money by buying it. "sale items", "buy one take one"... these slogans will not make you save money because you are still spending.
2. Starve yourself. Don't eat outside, just eat at your home so you will be able to save more money. Not only the food in your home is cleaner... you will also be amazed at how money you can save once you endure starving and just eating at your home.
3. Don't be jealous. You are force to buy a new cellphone because your office mates have nice cell phones. You are also forced to eat in a fancy restaurant because you saw in faebook that the food in a newly open restaurant is great. You want to try what other people is experiencing. You are so jealous that is why you can't save money. Just appreciate what you have and don't try to spend your money because you also want to have what other people have. Be smart, don't be fooled by your emotions.
4. Open a bank account. Open a bank account and save money as much as you can. Never touch the money you save, just use it when there is an emergency. If you don't want to open a bank account then use a piggy bank instead. Watch yourself money grow, it is fun. Once you see the numbers on your passbook growing or your piggy bank getting heavier... you will become more motivated to save money.
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